When the coldest months of the year arrive, most of us are concerned with staying warm in whatever way that we can. Unfortunately, trying to beat the cool outdoor temperatures often results in higher utility bills, which can be difficult if you’re already dealing with precarious financial situation.
If you want to make it through the fall and winter without having to cover large energy bills, you only need to follow a few easy, money-saving tips. Here are a few ways to save money when heating your home and advice for covering a large energy bill with a convenient installment loan.
Improve Your Insulation
One of the biggest reasons that your energy bills can rise when you’re trying to heat your home is poor insulation. When your home doesn’t enough insulation, it both allows the outside temperature to have a great effect on the temperature of your home and allows heat to escape, putting strain on your heating system and causing higher energy costs.
If you want to save on your energy bills, you can add insulation to your home, keep your home more comfortable and reduce your energy costs.
Consider Window Upgrades
Another area where your home may be losing heat is your windows. This is particularly true if the windows in your home are older since they likely won’t be equipped with heat loss materials. If you have the resources, you should consider replacing your old windows with newer options that are designed for heat loss prevention and energy savings.
If you’re not able to purchase new windows for your home, you can still prevent heat loss by adding new weather stripping to your doors and windows. Over time, your weather stripping will develop wear and tear, which can result in air leaks. Adding new stripping can shore up these leaks and stop heat from escaping your home.
HVAC Maintenance and Thermostat Usage
A great way to save money while heating your home is to schedule regular maintenance for your HVAC system. Frequently changing your filters and having your system examined by a professional can make sure that your heating unit is working at its optimal capacity, saving you big money on your energy bills.
Another way to lower your energy costs is by setting your thermostat at the right temperature. For example, if lower your home’s temperature for 15 degrees for at least eight hours, you can save up to 10% on your heating costs. Most people lower their temperature while they’re sleeping or away from their home at work. If you want to optimize your energy savings, you should consider installing a smart thermostat, which can automatically raise and lower your temperature depending on whether you’re home or away.
Cover Energy Bills with an Installment Loan
When you’re hit with a large energy bill but lack the funds to cover it, your best solution is applying for an installment loan from Koster’s Cash Loans.
The cash loans and installment loans offered by Koster’s Cash Loans are a convenient solution for paying emergency bills or covering daily expenses. We offer flexible payment schedules and easy applications so that you can quickly get the loan you need. Fill out an application today!