How to Reach Your Savings Goal in 2018

Whether you’re planning a big purchase, or you just want a fund set aside for emergencies, saving money can be a daunting task. You can do a few things to reach your savings goal in 2018 and stay on track with your finances. Lower Your Expenses It’s difficult to save if you’re not working with

Budgeting Tips to Grow Your Savings

Just about everyone out there wishes they could save more money. The trick is figuring out how you can actually do it. While everyone spends a lot of time working towards a magic trick that will get them on the road fast, the truth is a bit more complicated. Budgeting and savings require a change

How to Fix Bad Credit in 2018

Everything in our culture is related to our credit these days. You can live with bad credit, but it’s not easy to do It goes beyond not being able to get a credit card or car—sometimes you might not even be able to rent an apartment with bad credit. You might even have to pay

Is a Cash Loan Right for You?

Everyone has a point in their lives where they’re in a bind, where they need money fast, and it can be very tempting to turn to credit cards or quick cash loans as a magic fix to these problems. Unfortunately, this can also be a gateway towards greater financial problems, and too many people fall

Financial Resolutions for 2018

2018 is here upon us, and for many people it seems too late to make a New Year’s resolution at this point. Hold your horses, though; it’s still early in the year, and if you haven’t thought about where you’re going this year, now is still a great time to get started. Everyone wants to

How to Create a New Year’s Savings Plan

Happy New Year! 2018 is here, and that means it’s time for new year’s resolutions. What’s the most common one out there? Okay, yes, it’s losing weight, but not far behind is saving money and becoming financially solid. This is also one of the trickiest resolutions to keep for many people. You start off with

Quick Ways to Borrow Money in an Emergency Situation

It happens to everyone. Your car breaks down, you forgot to pay a bill and you’re facing a major problem, but you don’t have the cash in the bank to take care of it. You need money, and fast. You’re a good person, but you’re just in over your head and a quick, temporary influx

How to Break Bad Spending Habits

The New Year is just about upon us, and that means that it’s time to make a resolution for next year. You could go with the usual trite promises that you won’t keep a week later, or you could make a promise to yourself that’s genuine, and will actually improve your lot in life. Why

How to Save Money When Heating Your Home

When the coldest months of the year arrive, most of us are concerned with staying warm in whatever way that we can. Unfortunately, trying to beat the cool outdoor temperatures often results in higher utility bills, which can be difficult if you’re already dealing with precarious financial situation. If you want to make it through

How to Get Out of Debt, Even with Bad Credit

There’s almost nothing more stressful than being in debt, and this situation is even more overwhelming when you’re also dealing with bad credit. It is estimated that over half of U.S. households can’t write a check for more than $500, meaning millions of people are dealing with the troubling double whammy of debt and bad
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