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How to Break Bad Spending Habits

The New Year is just about upon us, and that means that it’s time to make a resolution for next year. You could go with the usual trite promises that you won’t keep a week later, or you could make a promise to yourself that’s genuine, and will actually...
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How to Save Money When Heating Your Home

When the coldest months of the year arrive, most of us are concerned with staying warm in whatever way that we can. Unfortunately, trying to beat the cool outdoor temperatures often results in higher utility bills, which can be difficult if you’re already dealing with precarious financial situation. If you...
woman calculating credit card expenses at home

How to Get Out of Debt, Even with Bad Credit

There’s almost nothing more stressful than being in debt, and this situation is even more overwhelming when you’re also dealing with bad credit. It is estimated that over half of U.S. households can’t write a check for more than $500, meaning millions of people are dealing with the troubling...
young woman struggling with bills

Ways to Deal with Financial Stress

Stress is one of the worst things we suffer with every day. It can result in all sorts of health complications, and has even been related to illnesses like heart disease and diabetes. One of the biggest sources of stress in most of our lives is money. When you’re...
emergency fund in the glass jar with cash

Tips for Creating an Emergency Fund

Emergency funds, also often called "rainy day funds," are something that everyone should have. At any time, you could be struck with an unexpected misfortune and need extra cash to fix it. Whether it’s a medical bill you didn’t expect, an employment problem, or a break-in, you’ll need to...
worried shopaholic woman after multiple purchases

Breaking Bad Spending Habits

It’s astonishing how many people in the nation simply have bad spending habits. They live paycheck to paycheck, wondering constantly how they can get above water, questioning why they can’t ends meet. The truth is, for the most part, we all live above our means and we’re weighed down...
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How to Avoid Bank Fees

When you’re looking to improve the health of your finances, there are several issues that you need to consider, including whether your bank charges fees for its services. Although many people don’t realize it, almost every traditional bank charges some type of fee, which can seriously drain your account...
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3 Ways to Make Extra Money

Virtually everybody could use a little extra money in their pocket. Having extra money can help you pay your bills and have more financial freedom, not to mention reducing your stress. If you’re interested in making extra money on top of your regular job, it’s a good idea to...
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