Is a Cash Loan Right for You?

Everyone has a point in their lives where they’re in a bind, where they need money fast, and it can be very tempting to turn to credit cards or quick cash loans as a magic fix to these problems. Unfortunately, this can also be a gateway towards greater financial problems, and too many people fall

Financial Resolutions for 2018

2018 is here upon us, and for many people it seems too late to make a New Year’s resolution at this point. Hold your horses, though; it’s still early in the year, and if you haven’t thought about where you’re going this year, now is still a great time to get started. Everyone wants to

How to Create a New Year’s Savings Plan

Happy New Year! 2018 is here, and that means it’s time for new year’s resolutions. What’s the most common one out there? Okay, yes, it’s losing weight, but not far behind is saving money and becoming financially solid. This is also one of the trickiest resolutions to keep for many people. You start off with

Quick Ways to Borrow Money in an Emergency Situation

It happens to everyone. Your car breaks down, you forgot to pay a bill and you’re facing a major problem, but you don’t have the cash in the bank to take care of it. You need money, and fast. You’re a good person, but you’re just in over your head and a quick, temporary influx

How to Save Money When Heating Your Home

When the coldest months of the year arrive, most of us are concerned with staying warm in whatever way that we can. Unfortunately, trying to beat the cool outdoor temperatures often results in higher utility bills, which can be difficult if you’re already dealing with precarious financial situation. If you want to make it through

How to Get Out of Debt, Even with Bad Credit

There’s almost nothing more stressful than being in debt, and this situation is even more overwhelming when you’re also dealing with bad credit. It is estimated that over half of U.S. households can’t write a check for more than $500, meaning millions of people are dealing with the troubling double whammy of debt and bad

How Installment Loans Can Help Your Finances

If you’re like many people, then you probably dread being slammed with an unexpected bill. Whether it’s a car payment, a medical bill, or a problem with your home, you may need a large amount of money in a short period of time. While many people choose to put these payments on their credit card,

Ways to Deal with Financial Stress

Stress is one of the worst things we suffer with every day. It can result in all sorts of health complications, and has even been related to illnesses like heart disease and diabetes. One of the biggest sources of stress in most of our lives is money. When you’re having problems with your finances, it

Tips for Creating an Emergency Fund

Emergency funds, also often called “rainy day funds,” are something that everyone should have. At any time, you could be struck with an unexpected misfortune and need extra cash to fix it. Whether it’s a medical bill you didn’t expect, an employment problem, or a break-in, you’ll need to be able to step up to

Breaking Bad Spending Habits

It’s astonishing how many people in the nation simply have bad spending habits. They live paycheck to paycheck, wondering constantly how they can get above water, questioning why they can’t ends meet. The truth is, for the most part, we all live above our means and we’re weighed down with bad spending habits. How can
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