how to make a holiday budget

10 Tips to Control Holiday Spending

Between planning parties, buying gifts and hitting the seasonal sales, the holidays can put a serious dent in your budget. If you’re not careful, you may find yourself in debt that could take months to repair and that can throw off your plan for your financial future. If you want...
How to Create and Manage a Household Budget

How to Create and Manage a Household Budget

Having a household budget has negative connotations to many people, because they usually think their luxury spending is finished. While a budget can help you avoid spending money on things you can’t truly afford, its purpose is simply to show you how much money you have coming in, how much...
Go from Bad Credit to Good Credit

How to Go from Bad Credit to Good Credit

Your credit score can affect many aspects of your life, such as your ability to rent an apartment, buy a home, buy a car or even get a job, so having a low score is a problem. Fortunately, there are many ways to rebuild your credit and improve your score....
money saving vacation tips

Money-Saving Vacation Tips

Though a vacation may be a luxury and not a necessity, giving your children memories or taking a break from the daily grind are an important part of long-term happiness. Unfortunately, vacations can be quite costly, especially if you’re trying to create a memorable experience for an entire family. To...
quickly cut expenses

12 Ways to Quickly Cut Your Expenses

Expenses can add up quick, and too many at once can leave you in a real bind at the end of the month. If you want to make sure you stay in control of your budget, you’re going to have to make an effort to cut expenses. It can...
credit myths

Credit Myths You Need to Stop Believing

If you’re looking to buy a house, a car or another large purchase, you’ve probably checked your credit score. This simple number can impact nearly every aspect of your new purchase, including your likelihood of being approved and the amount of interest you’ll pay over the life of the...
handling an Unexpected Bill

Tips for Handling an Unexpected Bill

Unexpected bills can come up at any time, and it seems like they happen at the worst times. Just when you least expect it and just when you least need it, suddenly there’s an extra expense draining your bank account. What happens when you don’t have the money in...
tips for saving money

The ABCs of Saving

Saving money is something we all want to do, and it’s one of the most common New Years’ Resolutions people make. It’s also one of the hardest resolutions to keep. Let’s face it: getting started saving money is easy enough—you put some cash in your savings account. Sticking with...
2018 savings goals

How to Reach Your Savings Goal in 2018

Whether you’re planning a big purchase, or you just want a fund set aside for emergencies, saving money can be a daunting task. You can do a few things to reach your savings goal in 2018 and stay on track with your finances. Lower Your Expenses It’s difficult to save if...
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