8 Ways to Budget & Avoid Overspending This Holiday Season
The holidays are approaching all too quickly. Many businesses and industries, including the toy industry, are warning of potential shortages throughout the holiday season. Meanwhile, many people are struggling to maintain their budgets. How can you avoid overspending during the holidays? Try some of these key budgeting tips that can help you...
Does Couponing Really Save You Money? Is it Worth it?
Coupons seem like a great way to save money on a lot of products. After all, they have a clear value that shows exactly what you can save when you use them, right? Actually, as we've discussed in a previous article, extreme couponing can end up costing more than...
The Pros and Cons of Paying Your Bills with Auto-Pay
Paying bills is not anyone's favorite pastime. However, it must be done and usually on a monthly basis. Most companies now offer an autopay option as a convenient way to make sure your bills get paid on time, with little effort from you. While autopay is certainly convenient and has...
How Long Does It Take to Build a Credit Score?
Having a good credit score is important for a wide variety of reasons. For example, without a solid credit score it may be difficult to get approval for a credit card that offers perks like cash-back rewards, or frequent flier miles. You may not be able to secure a...
Top 7 Important Money Lesson to Teach Your Kids
As your children grow up, it is important to introduce the concepts of financial responsibility as early as possible. Your kids need to know how to spend wisely, save and even invest money. These lessons will serve them well later in life and will ensure that they never waste...
7 Money Saving Ways to Plan a Vacation on a Budget
As the pandemic slowly comes to an end, more people than ever are heading out to travel. After all, it's a great time to make the most of those opportunities! Unfortunately, the increase in travel may also mean that the cost of travel is going up. Are you interested...
Top 7 Biggest Money Saving Myths You Need To Know
Saving money is a skill, something anyone can learn how to do. It's true that some people save more instinctually than others. Some of us have been squirreling away loose change since we were small children. Some are magnanimous and always buying sodas for friends. But setting money aside...
House Emergencies: Start Saving Now to Prepare for Home Repair Costs
Every home needs occasional maintenance and updates to remain in good condition. You need a new roof every 15 to 30 years and new siding every 5-20 years. Your major appliances may need to be replaced every 5-15 years. Your HVAC heater and air-conditioner will need maintenance and eventually...
6 Critical Financial Tips for Newlyweds
From the very beginning of your marriage, you want to set yourselves up for financial success. The decisions you make in these early years of your marriage could set the tone for your overall financial success long after the wedding is over. But where do you start? Whether you've...
